Consumer Portal

FACT Act Consumer Disclosure Report

The Fair and Accurate Credit Transactions Act (FACT Act) was enacted in 2003 and amends the Fair Credit Reporting Act (FCRA), a federal law that regulates, in part, who is permitted to access your consumer report information and how it can be used.

The FACT Act entitles you to obtain one free copy of your applicable consumer report from certain consumer reporting agencies during a 12-month period.

LexisNexis® Risk Solutions maintains information on insurance claims histories and has designed an easy process for consumers to request their free file disclosure.

1. Request Your FACT Act Disclosure Report Electronically

You can choose to request your FACT Act Disclosure Report electronically using our Electronic Request Form.

Once we have verified and processed your report request, you will receive a letter via U.S. Mail with details explaining how to access your report electronically

Request a FACT Act Disclosure Report Online »

Electronic Request Form Instructions

2. Request Your FACT Act Disclosure Report by U.S. Mail

You may request your FACT Act Disclosure Report via U.S. Mail using the printable request form.

Once you have downloaded and printed a copy of the printable request form, please complete all of the sections and mail the form to us:

LexisNexis Risk Solutions Consumer Center
P.O. Box 105295
Atlanta, GA 30348-5295

Printable Consumer Request Form

Request by Mail Instructions

3. Request Your FACT Act Disclosure Report by Phone

As a consumer you can choose to order a report via phone at 1-866-312-8076.